Learning about money is one thing. Putting it into practice is another. Northbrook coaching helps you understand where you are, decide where you want to go, and build a plan to get there.
Every coaching client gets a custom financial dashboard to collaborate with their coach, track progress and stay focused on their goals.
Know where your money comes from, where it goes, and what you want it to do.
We’ll help you:
Understand your cash flow
Set up your online cash flow app
Create your smart banking structure
Review your current liabilities and debts
Own Your Spending Plan
A good spending plan should give you direction without making life more complicated.
We’ll help you:
Build a guardrail-based budget
Provide strategies to help keep expenses lower than income
Help identify a starting savings rate
Guide you through setting up automated savings and investment transfers
Own Your Financial Future through Investing
Investing doesn’t have to be complicated.
We’ll help you understand:
Account types, including Roth IRAs and brokerage accounts
Goal-based asset allocation
How broad-based index funds work (and why they’re so helpful!)
How to simplify scattered investment accounts
How coaching works
Book
Choose your time and complete a short intake form when you book.
Prepare
Send your information ahead of time, or let us know if you need help gathering it.
Meet
Each session focuses on your goals, your questions, and the decisions in front of you.
Take action
After each session, you’ll receive an action checklist in your dashboard with your next steps.
Then use your Northbrook dashboard to keep moving toward your goals.
Coaching packages
Find the package that fits your life.
Every package includes one-on-one sessions with your Northbrook coach, clear tasks between meetings, and access to your shared coaching workbook and materials.
The Launchpad
For high school and college graduates
$400
2 sessions · 60 minutes each
Learn why cash flow, structure and automation matter
Open your recommended bank, investment and credit card accounts
Build your cash deployment plan: what stays in checking, moves to savings and gets invested
Finished the Northbrook self-paced course? Take 25% off any coaching package.
Financial Foundations
A clear place to start.
Financial Foundations is Northbrook’s core coaching package. Over three sessions, we’ll work through your financial picture, build a system for managing your money, and create a framework for your next steps.
Most clients complete Financial Foundations in three 60-minute sessions with their coach over 5–6 weeks. Between meetings, you’ll complete a few tasks to get the most out of your work with Northbrook.
Review your financial picture, set up Monarch Money, understand your spending, and establish your cash management goals.
02Weeks 3–4 · 60 minutes
Own Your Spending Plan
Work through your goals and timeline, establish your savings rate, and set up automated transfers.
03Weeks 5–6 · 60 minutes
Own Your Financial Future through Investing
Review account types, build a goal-based allocation framework, simplify your accounts and leave with your final accountability checklist.
Meet the coaches
Practical guidance from people who understand money.
Elliot Pepper
CPA
CFP®
MST
Elliot graduated summa cum laude from the University of Maryland, College Park, with a degree in accounting and earned his master’s degree in taxation from the University of Baltimore.
After working in corporate tax at Ernst & Young and Brown Advisory, Elliot founded Northbrook Financial in 2017. He works with clients through financial planning that brings together strategic tax planning and investment management. Elliot developed and taught a high school financial literacy course for six years at a local Maryland high school.
Elliot co-founded Northbrook Academy as a natural extension of Northbrook Financial, with a mission to provide practical financial education and help individuals build strong, sustainable financial futures.
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