Practical, engaging sessions on money habits, cash flow, saving and investing, and taxes. Northbrook Academy’s speaking engagements and workshops are designed for young adults, mid-career professionals, pre-retirees, and anyone interested in learning how to develop and execute smart financial habits and strategies. Offered in person or on Zoom.
Why systems beat willpower, and how small habits add up over time.
02
Cash Flow & Budgeting
Where money comes from, where it goes, and how to plan for it.
03
Saving & Investing
How money grows over time, and why starting early matters.
04
Understanding Taxes
Making sense of a paycheck before the first one arrives.
Pop quiz
Try a question from a session.
Your first paycheckYour job pays $1,000, but your paycheck shows less. Where did the rest go?
That’s it. Gross pay is what you earn. Take-home pay is what’s left after taxes and other withholding come out. Knowing the difference is step one of every budget.
Not quite. Try again. Here’s a hint: the government gets its share before you do.
Meet your speaker
Elliot Pepper
CPA
CFP®
MST
Elliot founded Northbrook Financial in 2017 and taught a high school financial literacy course for six years at a local Maryland high school.
He brings that classroom experience to every session, turning taxes, budgeting and investing into real conversations students can follow and use.
In person or on Zoom
Built for students
Practical and engaging
Bring Northbrook to your students.
Tell us about your group and we’ll help you plan a session that fits.
In-person sessions or Zoom
Money habits, cash flow, saving and investing, and taxes
Schools, classrooms and student groups
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